MiCA Implementation & EU Compliance Tooling
Code: NT-124
Tags: #regulation #europe #stablecoins
Language: en
User Moment
European exchanges and wallet providers had to certify MiCA compliance before offering crypto-asset services across member states. Product leads spent spring and summer rewriting disclosures and building opt-in consent flows.
Product Surface
Stablecoin issuers faced reserve auditing, transaction monitoring, and whitepaper filing requirements. Compliance dashboards integrated travel-rule messaging and automated reports for national regulators.
Ecosystem Reaction
Some startups geofenced EU users temporarily, while larger providers used compliance readiness as a marketing advantage. Banks explored white-label custody because the rulebook finally looked predictable.
Execution Lessons
Treat regulatory change as a product launch: publish migration timelines, ship dashboards that prove adherence, and stage rollouts so customer support is not overwhelmed.